PAYPAL NINJA ́S
SECRETS
Base64: QXV0aG9yOiBiYXVkZWxhaXJlIFtiYXVkZWxhaXJlQHRvcm1haWwub3JnXSA=Paypal Ninja ́s Secrets
SUMMARY
INTRODUCTION 03
STEALTHING PAYPAL 04
CASH OUT ANONYMOUS 07
HOW PAYPAL LIMITS ACCOUNTS 09
RESTORING LIMITED ACCOUNTS 14
RETURNING AFTER SUSPENSION 25
PROTECTION AGAINST FRAUDS 28
PAYPAL ALTERNATIVES 33
2Paypal Ninja ́s Secrets
INTRODUCTION
Understanding how PayPal acts, can help you anticipate what their next likely
move will be, regarding Your Account.
What makes PayPal the company they are today?
PayPal's public face is very different from the private PayPal that many of us
never see. While PayPal denies publicly they have a customer service problem,
they admit they have a customer service problem in private.
While PayPal denies publicly they don't make any money off of your money,
PayPal admits it in legal documents. PayPal publicly says their buyer protection
is there for buyers, but in private PayPal admits the policy is there to prevent
costly chargebacks.
3Paypal Ninja ́s Secrets
STEALTHING PAYPAL ACCOUNTS
This first part is for teach you how to be "stealth" on Paypal and how to actually
get the money out. This guide is not about money laundering or scamming,
although perhaps some of this information can be used to figure out some
schemes on your own.
I currently have 3 Paypal accounts that I use, and 2 backup accounts just in
case. None are in my name or anyone related to me. It is always a good idea to
have one Paypal account that is legit, meaning you don't do any BS with it. This
is your main account that you don't want to compromise. If you are already
banned from Paypal, this is OK, you just need to create a new Paypal with a
different name. The purpose of this main account is to use to withdraw your
money.
You can have as many stealth accounts as you want. You NEVER want to link
any of your stealth accounts to your main account, i.e., send money directly
from one to the other. Paypal will ban accounts that they link to a suspended
account, should one of your stealth accounts get banned. They will see that the
banned account received x amount of dollars, and every time sends same
amount to the other account. Its really not that difficult.
How to create a new account
If you've never had Paypal before, this is good, as you have a fresh start. It is
OK to have a Paypal account that has your real info on it, as long as you just
use it for innocent purposes, like selling or buying online.
I will not go in to detail about opening a genuine PP account, as it is pretty self
explanatory. If you are banned, or just want another legit/main account for back
up reasons, you basically make this new account the same way as you would
create a stealth account. The only difference is how you use it.
4Paypal Ninja ́s Secrets
It is best to use you main Paypal account on a separate browser than your
stealth accounts. This just prevents accidents, like forgetting to log out,
forgetting to clear cookies, and IP address/proxy issues.
Whenever you are done doing whatever it is you are doing, log and and clear
your cookies and cache. I suggest using the same firefox portable as in the
TOR browser bundle. All this is cleared automatically when you close the
browser.
You need to first find a region-specific IP address to use as a proxy. There are
many paid proxy services who do this. Don't use TOR, Paypal can detect it and
will limit/ban your new account.
One thing I like to do is to use a free webhost and set up a basically useless
site/page. Once they manually review the site, I put in a php proxy script to use
so that I get a US IP address. If you implement this method, you must use a
different host or at least create a new website within that host to get on a
different server, or the IP address can be the same.
It's just one of the things I like to do. A sourceforge link for the proxy will be
located at the end of this guide. Now that you have your proxy, check it on
www.dawhois.com or other site and make sure it is working.
Next you need a new email account (new for every paypal account you create).
I prefer yahoo since they never ask for phone verification and I can create
yahoo accounts through TOR. Using a new email and IP address for every
paypal account is MANDATORY! If you use the same IP for 2 accounts, it
may as well be one account, it will only be a matter of time before they link them
and ban them both.
You are going to want to get verified on at least one account, your main
account. Your spending and withdraw limits will be lifted once verified, and this
is the main reason to do this. Unverified accounts can only withdraw 500USD
per month, but there is no online spending limit.
5Paypal Ninja ́s Secrets
If you live in US, Canada or Australia the only way to verify a Paypal account is
by attaching it to a bank account. Fortunately, BY LAW, Paypal cannot see the
name attached to the bank account. This is why they send 2 small deposits to it.
You seeing the deposits and entering them in to Paypal "verifies" that you are
the owner of the account.
If you live in Europe and most countries outside US you will need a valid debit
or credit card to verify a Paypal account.
This is good to know just in case you lose your main account, all you need to do
is open a new bank account or virtual card and start a new, verified Paypal
account. Just make sure that you use a new bank account or card number with
every account you wish to get verified. Having an account linked to a real bank
account is ideal, since to get your money out, all you have to do is send it to the
bank or use the Paypal debit card at an ATM (US residents).
But, not everybody can or wants to do this. If for any reason you don't want to
use your own bank account, or want to verify other stealth accounts but not
withdraw straight to the bank with them, you can buy a VBA, Virtual Bank
Account or VCC virtual debit cards with cvv code.
These accounts are used only for verification. You can never withdraw your
paypal funds direct to VBA account, as it becomes obsolete after it is used.
Unless paypal has a reason to withdraw from your bank account, they will never
know that the account is closed.
6Paypal Ninja ́s Secrets
CASH OUT ANONYMOUS
This is the important part, and not surprisingly, the part most people screw up.
Screw it up once, and link accounts, you risk having your money frozen, AKA,
lost for good. Here are some of most used methods to retrieve your funds from
Paypal.
e-Bay method:
The easiest way is to buy digital goods as vouchers, coupons or bitcoins from e-
Bay auctions. You must to create a good stealth ebay account and after assign
your Paypal account.
Escrow sites method
Other easy way is to use re-seller sites and freelance sites. http://fiverr.com ,
http://freelancer.com and others that offer an escrow service. This method
should also be used to transfer from any paypal to paypal accounts that you
own. Never link your accounts! Just like with paypal, set up accounts both as
seller and buyer on however many sites you want to use. You really only need
one seller account on each, and as many buyer accounts as you with.
Again, use new IPs and emails for every account. It is not only fine, but
recommended to pair each account with the same IP/Email combo as the
stealth paypal account it corresponds to. It's just easier to keep track of the
combo this way. Paypal will only see the escrow transaction, and the link
between the stealth and main account is broken.
Anonymous card method
1. Open an EU paypal account from one of the countries below. You can
use fakenamegenerator.com or whatever you want.
2. Just make sure is is a merchant and not personal. There are 3 levels, go
with the middle.
3. Get an anonymous debit card over web, and link it to the Paypal, using
the CC and not the bank. I know for sure that the bank wont work for US
accounts, as it is a deposit only bank account number. Depending on the
7Paypal Ninja ́s Secrets
country and the country's banking regs, paypal may or may not try to
take back the verification amount they sent. Forget that.
4. Once the Paypal and debit card are connected successfully, it is time to
get cash out your money. Just look at card withdrawal option and transfer
your funds to your anonymous card.
Look at https://www.paypal.com/worldwide/ and search countries that Paypal
allows withdrawals to cards.
Credit card to IBAN method
You register online with GlobalWebPay http://www.globalwebpay.com
You provide us with the money you wish to send (Either with CC or Bank).
Funds are typically received by the recipient within 3 working days but often the
next working day. Get some fresh CC's/ -Anon Iban Accounts good VPN
network and ready to go. And just start cashing out all day from different CC to
different IBAN.
Exchanges sites method
Another good method is to use money exchanges websites to change Paypal
for Liberty Reserve, bitcoins, WebMoney, etc. But few sites accept Paypal
because it is refundable and high risk for traders. Good and trusted sites:
Multi
https://www.wm-center.com/exchange
Ukraine
http://ukrwm.com/en
United Kingdom
http://www.paypal2webmoney.com
Russia
http://exwp.com/index_en.html
USA
SECRETS
Base64: QXV0aG9yOiBiYXVkZWxhaXJlIFtiYXVkZWxhaXJlQHRvcm1haWwub3JnXSA=Paypal Ninja ́s Secrets
SUMMARY
INTRODUCTION 03
STEALTHING PAYPAL 04
CASH OUT ANONYMOUS 07
HOW PAYPAL LIMITS ACCOUNTS 09
RESTORING LIMITED ACCOUNTS 14
RETURNING AFTER SUSPENSION 25
PROTECTION AGAINST FRAUDS 28
PAYPAL ALTERNATIVES 33
2Paypal Ninja ́s Secrets
INTRODUCTION
Understanding how PayPal acts, can help you anticipate what their next likely
move will be, regarding Your Account.
What makes PayPal the company they are today?
PayPal's public face is very different from the private PayPal that many of us
never see. While PayPal denies publicly they have a customer service problem,
they admit they have a customer service problem in private.
While PayPal denies publicly they don't make any money off of your money,
PayPal admits it in legal documents. PayPal publicly says their buyer protection
is there for buyers, but in private PayPal admits the policy is there to prevent
costly chargebacks.
3Paypal Ninja ́s Secrets
STEALTHING PAYPAL ACCOUNTS
This first part is for teach you how to be "stealth" on Paypal and how to actually
get the money out. This guide is not about money laundering or scamming,
although perhaps some of this information can be used to figure out some
schemes on your own.
I currently have 3 Paypal accounts that I use, and 2 backup accounts just in
case. None are in my name or anyone related to me. It is always a good idea to
have one Paypal account that is legit, meaning you don't do any BS with it. This
is your main account that you don't want to compromise. If you are already
banned from Paypal, this is OK, you just need to create a new Paypal with a
different name. The purpose of this main account is to use to withdraw your
money.
You can have as many stealth accounts as you want. You NEVER want to link
any of your stealth accounts to your main account, i.e., send money directly
from one to the other. Paypal will ban accounts that they link to a suspended
account, should one of your stealth accounts get banned. They will see that the
banned account received x amount of dollars, and every time sends same
amount to the other account. Its really not that difficult.
How to create a new account
If you've never had Paypal before, this is good, as you have a fresh start. It is
OK to have a Paypal account that has your real info on it, as long as you just
use it for innocent purposes, like selling or buying online.
I will not go in to detail about opening a genuine PP account, as it is pretty self
explanatory. If you are banned, or just want another legit/main account for back
up reasons, you basically make this new account the same way as you would
create a stealth account. The only difference is how you use it.
4Paypal Ninja ́s Secrets
It is best to use you main Paypal account on a separate browser than your
stealth accounts. This just prevents accidents, like forgetting to log out,
forgetting to clear cookies, and IP address/proxy issues.
Whenever you are done doing whatever it is you are doing, log and and clear
your cookies and cache. I suggest using the same firefox portable as in the
TOR browser bundle. All this is cleared automatically when you close the
browser.
You need to first find a region-specific IP address to use as a proxy. There are
many paid proxy services who do this. Don't use TOR, Paypal can detect it and
will limit/ban your new account.
One thing I like to do is to use a free webhost and set up a basically useless
site/page. Once they manually review the site, I put in a php proxy script to use
so that I get a US IP address. If you implement this method, you must use a
different host or at least create a new website within that host to get on a
different server, or the IP address can be the same.
It's just one of the things I like to do. A sourceforge link for the proxy will be
located at the end of this guide. Now that you have your proxy, check it on
www.dawhois.com or other site and make sure it is working.
Next you need a new email account (new for every paypal account you create).
I prefer yahoo since they never ask for phone verification and I can create
yahoo accounts through TOR. Using a new email and IP address for every
paypal account is MANDATORY! If you use the same IP for 2 accounts, it
may as well be one account, it will only be a matter of time before they link them
and ban them both.
You are going to want to get verified on at least one account, your main
account. Your spending and withdraw limits will be lifted once verified, and this
is the main reason to do this. Unverified accounts can only withdraw 500USD
per month, but there is no online spending limit.
5Paypal Ninja ́s Secrets
If you live in US, Canada or Australia the only way to verify a Paypal account is
by attaching it to a bank account. Fortunately, BY LAW, Paypal cannot see the
name attached to the bank account. This is why they send 2 small deposits to it.
You seeing the deposits and entering them in to Paypal "verifies" that you are
the owner of the account.
If you live in Europe and most countries outside US you will need a valid debit
or credit card to verify a Paypal account.
This is good to know just in case you lose your main account, all you need to do
is open a new bank account or virtual card and start a new, verified Paypal
account. Just make sure that you use a new bank account or card number with
every account you wish to get verified. Having an account linked to a real bank
account is ideal, since to get your money out, all you have to do is send it to the
bank or use the Paypal debit card at an ATM (US residents).
But, not everybody can or wants to do this. If for any reason you don't want to
use your own bank account, or want to verify other stealth accounts but not
withdraw straight to the bank with them, you can buy a VBA, Virtual Bank
Account or VCC virtual debit cards with cvv code.
These accounts are used only for verification. You can never withdraw your
paypal funds direct to VBA account, as it becomes obsolete after it is used.
Unless paypal has a reason to withdraw from your bank account, they will never
know that the account is closed.
6Paypal Ninja ́s Secrets
CASH OUT ANONYMOUS
This is the important part, and not surprisingly, the part most people screw up.
Screw it up once, and link accounts, you risk having your money frozen, AKA,
lost for good. Here are some of most used methods to retrieve your funds from
Paypal.
e-Bay method:
The easiest way is to buy digital goods as vouchers, coupons or bitcoins from e-
Bay auctions. You must to create a good stealth ebay account and after assign
your Paypal account.
Escrow sites method
Other easy way is to use re-seller sites and freelance sites. http://fiverr.com ,
http://freelancer.com and others that offer an escrow service. This method
should also be used to transfer from any paypal to paypal accounts that you
own. Never link your accounts! Just like with paypal, set up accounts both as
seller and buyer on however many sites you want to use. You really only need
one seller account on each, and as many buyer accounts as you with.
Again, use new IPs and emails for every account. It is not only fine, but
recommended to pair each account with the same IP/Email combo as the
stealth paypal account it corresponds to. It's just easier to keep track of the
combo this way. Paypal will only see the escrow transaction, and the link
between the stealth and main account is broken.
Anonymous card method
1. Open an EU paypal account from one of the countries below. You can
use fakenamegenerator.com or whatever you want.
2. Just make sure is is a merchant and not personal. There are 3 levels, go
with the middle.
3. Get an anonymous debit card over web, and link it to the Paypal, using
the CC and not the bank. I know for sure that the bank wont work for US
accounts, as it is a deposit only bank account number. Depending on the
7Paypal Ninja ́s Secrets
country and the country's banking regs, paypal may or may not try to
take back the verification amount they sent. Forget that.
4. Once the Paypal and debit card are connected successfully, it is time to
get cash out your money. Just look at card withdrawal option and transfer
your funds to your anonymous card.
Look at https://www.paypal.com/worldwide/ and search countries that Paypal
allows withdrawals to cards.
Credit card to IBAN method
You register online with GlobalWebPay http://www.globalwebpay.com
You provide us with the money you wish to send (Either with CC or Bank).
Funds are typically received by the recipient within 3 working days but often the
next working day. Get some fresh CC's/ -Anon Iban Accounts good VPN
network and ready to go. And just start cashing out all day from different CC to
different IBAN.
Exchanges sites method
Another good method is to use money exchanges websites to change Paypal
for Liberty Reserve, bitcoins, WebMoney, etc. But few sites accept Paypal
because it is refundable and high risk for traders. Good and trusted sites:
Multi
https://www.wm-center.com/exchange
Ukraine
http://ukrwm.com/en
United Kingdom
http://www.paypal2webmoney.com
Russia
http://exwp.com/index_en.html
USA